PADILLA, E.; NUGRAHA JS, R.; AYU, A. THE INFLUENCE OF EFFECTIVENESS, TRANSACTION SPEED, AND ACCURACY ON INTENTION TO USE THE INDONESIAN STANDARD QUICK RESPONSE CODE AS A DIGITAL PAYMENT SYSTEM FOR MSMES IN MARITENGNGAE DISTRICT . Journal Of Accounting And Finance, [S. l.], v. 2, n. 1, p. 44–58, 2025. DOI: 10.61912/lajonga.v2i1.149. Disponível em: https://journal.lajagoe.com/index.php/lajonga/article/view/149. Acesso em: 16 may. 2026.