Padilla E, Nugraha JS R, Ayu A. THE INFLUENCE OF EFFECTIVENESS, TRANSACTION SPEED, AND ACCURACY ON INTENTION TO USE THE INDONESIAN STANDARD QUICK RESPONSE CODE AS A DIGITAL PAYMENT SYSTEM FOR MSMES IN MARITENGNGAE DISTRICT . LAJONGA [Internet]. 2025 Nov. 20 [cited 2026 May 16];2(1):44-58. Available from: https://journal.lajagoe.com/index.php/lajonga/article/view/149